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Financial Services

Real-Time Payment Fraud Defense

Score every instant payment in-flight on FedNow, RTP and SEPA-Inst — because irrevocable rails mean instant payment equals instant fraud unless you stop it live.

Instant rails clear in seconds and are irrevocable. Batch fraud models built for card can't stop authorized-push-payment and mule activity before the money is gone.

69 teams run this pack 10,971 runs / 30 days 97% auto-resolution

Expected outcome

Sub-second risk scoring on every instant payment, mule/APP-scam patterns intercepted in-flight, and confirmed-payee friction applied only where it's needed.

Runs as a continuous outcome

SLAInstant payments scored within rail SLA >= 100 %/ realtime Part of Autonomous Financial Resilience

Install this pack, then graduate it into a continuous outcome from My Workflows — it earns autonomy (shadow → assisted → autonomous) as it proves itself on real telemetry.

Hours saved / wk

28

FTEs freed

1

Monthly value

$71,000

Triggers

Instant payment scores above risk threshold
ready
Mule / rapid fan-out pattern detected
ready
APP-scam behavioral signal on originator
ready

Integrations

Instant rails (FedNow, RTP, SEPA-Inst)

In-flight payment stream

Fraud platform (Feedzai, Featurespace)

Scoring + case mgmt

Confirmation of Payee / verification

Beneficiary verification

Agent steps

1 credit / run
  1. 1

    Score in-flight

    Scores each payment on device, behavior, network, and beneficiary risk within the rail SLA.

  2. 2

    Decide

    Holds, steps-up, or clears — balancing fraud loss against false-positive friction.

  3. 3

    Investigate

    Assembles the case, links mule networks, and drafts the outcome for the analyst.

  4. 4

    Log

    Every score and decision on the ledger for dispute + model audit.

See it in action

Audit & explainability

  • Per-payment decision & model-feature trail
  • APP-scam reimbursement evidence (UK PSR)
  • False-positive / friction audit

Pricing

~7× ROI — you keep ~85% of the value this pack creates. Priced at the market median, never as a race to the bottom.

Pilot

Prove the ROI on one bottleneck.

$10,650/mo

Onboarding · included free

  • 1 workflow deployment
  • Shadow + assisted run modes
  • White-glove setup call
  • Decision Log + audit export

Scale

Recommended

Run it as a continuous outcome.

$25,560/mo

Onboarding · included free

  • Up to 5 deployments
  • Autonomous mode (earned via self-grading)
  • Continuous SLA in the Outcome Console
  • Autopilot drift signals

Enterprise

Your operating model, contracted.

Custom

+ custom implementation

  • Unlimited deployments
  • Custom SLAs + integrations
  • Dedicated solutions engineer
  • SSO + compliance reviews
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Calculate my ROI

Drag the sliders. We'll email you a personalized report — no fluff, your numbers.

10 people
50

Hours/wk saved

28

FTEs freed

1

Monthly value

$71,000

$852,000/yr

We'll never sell your email. One report, no drip campaign.

Estimates use the same scaling formula sales reviews on the call. No marketing math.

Onboarding is included free — self-serve or white-glove

Pick Self-serve and our onboarding assistant walks you through connecting Gmail/Outlook/Slack/ERP, or choose White-glove and a Centertron specialist joins you for a live go-live call — both at no extra cost, live in <48 hours. Either way, the pack runs in your audit trail with every decision logged.

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